This track is designed for total beginners, from core definitions to concepts most searched on Google.
A stock is proof of ownership in a company. When you buy a stock, you own a small part of that business.
A bond is a debt instrument. When you buy a bond, you lend money to the issuer and receive coupon payments.
A mutual fund is a pooled investment managed by a fund manager. Investors' money is combined and allocated to multiple instruments.
A time deposit is a fixed-term bank deposit with fixed interest and maturity date. Funds are less flexible before maturity.
Stock prices move because of supply and demand. If more people want to buy, price rises. If more want to sell, price falls.
Typical process: open a securities account, fund your RDN, choose stocks, then place a buy order via broker app.
In Indonesia, 1 stock lot = 100 shares. So if you buy 2 lots, you buy 200 shares.
An investor focuses on medium to long-term asset growth based on business quality and valuation.
A trader focuses on short-to-medium term price movements. Decisions are usually based on technical setups and momentum.
Trading and investing are both valid, but they differ in style, time horizon, and risk handling.
A dividend is a company profit distribution to shareholders. Not all companies distribute dividends every year.
Capital gain is profit from the difference between buy and sell prices. If sell price is lower, it is called capital loss.
IHSG is Indonesia's main stock market index representing the combined movement of listed stocks on the Indonesia Stock Exchange.