1) Basic
You've probably heard the word 'investor' all over the news and social media. But who is an investor, really? Do they have to be rich? Wear a suit? Spoiler: nope. Even you, reading this right now, can become an investor today.
An investor is someone who puts their money into an asset (like stocks, property, or bonds) hoping to generate returns in the future. Investors typically think long-term -- not chasing quick profits, but building wealth gradually over time.
An investor is like someone planting a mango tree. They don't expect to harvest tomorrow. They patiently wait for years, watering and nurturing it, until the tree finally bears abundant fruit. A trader, on the other hand, is like someone buying mangoes at a market and reselling them at a higher price elsewhere.
Indonesia's Warren Buffett? Many point to Lo Kheng Hong. He's known as a patient stock investor, buying undervalued companies and holding them for years. One of his legendary moves: buying PTBA (Bukit Asam) when it was cheap and holding it until the price multiplied. That's the style of a true investor.
After understanding this concept, apply it in tools so decisions become more objective and measurable.
Open Profit / Loss CalculatorAre investors guaranteed to profit?
There's no guarantee. But historical data shows that patient, consistent investors in quality stocks tend to earn positive returns over the long term (5-10+ years). The key: pick great stocks, buy at fair prices, and be patient.
What's the difference between an investor and a saver?
Savers keep money in savings/deposits with low interest but low risk. Investors put money into assets with higher return potential (stocks, property, etc.) but also higher risk. Investors actively seek growth, not just preservation.
